The Easiest Way To See If You’re Owed Surplus Funds In Tennessee
Were you foreclosed on or did you lose your property at a tax sale? You might still be owed money — even if the sale happened months ago. When a property sells for more than the taxes, fees, or mortgage balance owed, the leftover amount (called surplus funds) is set aside for the former owner.
Most people never hear about it, and the government does not notify you.
Many Tennessee homeowners assume that once the home is gone, everything is gone. But in many cases, thousands of dollars remain unclaimed simply because no one explains the process or tells the former owner where to look.
That’s where we come in.
We help Tennessee families find out — quickly and clearly — whether money is waiting to be claimed. Our process is simple, transparent, and built to remove all the stress from dealing with the court system. You never pay anything upfront, and we handle every piece of paperwork for you.
How To Claim Your Surplus Funds In Tennessee
To start, simply fill out our short information form on this site or give us a call/text at 864-684-9288. We’ll research your case and let you know if there are funds available within 24 hours.
STEP 1
Tell us about the property.
Share the address and your name. We’ll check Tennessee county records to see if any surplus funds were generated when the property was sold.
STEP 2
We explain exactly what we find.
If funds exist, we walk you through your options — in plain English — with zero pressure, zero obligation.
STEP 3
You decide. We handle the paperwork.
If you choose to move forward, we prepare all filings, submit them to the court, and keep you updated until funds are released.

Local Tennessee Surplus Funds Specialists You Can Trust
We’re My Surplus Funds! As Tennessee’s surplus fund specialists. We help Nashville, Davidson County, and surrounding Tennessee homeowners recover money they never knew existed. Our straightforward process is simple and built on transparency and trust.
Our mission is simple. Help Tennessee families discover and claim money that’s rightfully theirs. You deserve to know if there are funds waiting for you after losing your property.
Start the process today if you want to find out if you’re owed money from your lost Nashville property! Fill out the form below for a free case review, or call us at 864-684-9288.
Find Out If You’re Owed Surplus Funds – Free Case Check
We Help People Recover Surplus Funds In ANY Situation
We’ve helped people in countless Tennessee families recover money they never knew existed. It doesn’t matter whether you lived in the home, rented it out, or if it wasn’t even habitable. We’ve successfully helped families who lost properties through inheritance, tax liens, financial hardship, or other circumstances. Even if you’ve previously been told there’s nothing you can do, My Surplus Funds might still be able to help you claim funds that are rightfully yours.
Lost your home to foreclosure
Did your bank foreclose on your property and you assumed that was the end of the story?
Property lost at tax sale
Did your property go to a tax sale after medical bills or financial hardship piled up?
Inherited property
Did a family member pass away and their property was sold without your knowledge of potential surplus funds?
Walking away
Did you simply move on after losing your property, assuming there was nothing more to be done?
Moved out of state
Did you relocate after losing your property and think that meant you couldn’t claim any surplus funds?
Family member’s property sold
Did a parent or relative lose their home and you’re wondering if there might be money available to their heirs?
What Are The Benefits Of Working With My Surplus Funds Team?
My Surplus Funds provides the fastest way to discover if you’re owed money from your lost Nashville property. No upfront fees, no complex legal process, and a straightforward and transparent approach. When you work with us, you skip the confusion of navigating government offices and court systems on your own. Eliminating the stress and uncertainty of trying to recover funds by yourself is our service to you. See the side-by-side comparison below:
Work With Our Surplus Fund Recovery Team
Let us do the research so you can claim money that might be rightfully yours without the stress and confusion.
- Clear answers within 24 hours
We’ll carefully research your property records with our local expertise to provide a straightforward, no-obligation assessment of your case.
- Zero upfront costs. No risk to you.
We charge no fees unless we recover money for you. Our fee only comes from a percentage of what we help you recover.
- No Complex Paperwork – No Hassles
We handle the complicated documentation and court filings, meaning you don’t have to figure out confusing government processes.
- We navigate the system for you.
If your case requires dealing with government offices or court appearances, we’ll handle that complexity! You don’t need to understand legal terminology or procedures. It’s that simple.
Try To Do It Yourself
The time, confusion, and stress of trying to navigate government offices and court systems really add up.
- It could take months to navigate the process
The government moves slowly, and without knowing exactly where to look and what to file, you might miss deadlines or opportunities to claim.
- Legal costs can be prohibitive
Hiring an attorney to help navigate this process can cost thousands in upfront fees, with no guarantee of success.
- Complex paperwork and procedures
Most people don’t know where to start when dealing with county records, court filings, and proving their right to claim funds.
- You might miss critical deadlines
In many cases, there are time limits to claim surplus funds, and without expertise, you might miss your opportunity forever.
Frequently Asked Questions About Surplus Funds in Tennessee
What exactly are surplus funds?
Surplus funds (also called “overages”) are the extra money left over when a Tennesse property sells at a foreclosure or tax sale for more than the amount owed. That extra money belongs to the former owner or their heirs — not the government, not the bank
How do I know if I have surplus funds?
If the property you lost sold for more than what was owed in taxes, fees, or mortgage balance, you may qualify. Every case is different, but we offer a free case check to let you know within 24 hours.
Why didn’t anyone tell me about surplus funds?
Great question, and a very common question. Most people don’t know they could qualify and that surplus funds exist. Tennessee counties don’t notify you. Banks don’t explain it. The truth is most people never know about this and can miss out on thousands of dollars that are rightfully theirs.
How much surplus money can I recover?
It varies case by case. Some Tennessee homeowners recover a few thousand dollars. Others recover tens of thousands. We can tell you quickly after reviewing your specific tax or foreclosure sale.
What does it cost to work with My Surplus Funds™?
There are zero upfront fees.
We only get paid if we successfully recover your Tennessee surplus funds. If nothing is recovered, you pay nothing.
What if I no longer live in Tennessee?
You can still claim your surplus money. Many homeowners we help now live out of state — the funds still belong to you.
Can relatives claim surplus funds in Tennessee?
Yes. If the previous owner has passed away, heirs may still qualify. We can walk you through the process and verify the amount owed.
How long does it take to get my Tennessee surplus funds?
After your surplus claim is filed with the Tennessee court, most people receive their money within a few weeks to a few months. Once correct motions are filed the Clerk and Master must review the case, confirm eligibility, and then release funds. Every county is different and every case is different but we track daily and handle all follow-ups so you can receive your money as soon as possible.
A Faster, Easier Way To Recover Surplus Funds
Is there a way to find out if you’re owed money without the confusion and complexity of government paperwork? Yes, there is! Partner with My Surplus Funds. We help Tennessee families across Nashville discover if they’re owed surplus funds after losing their property. Find out quickly and without having to pay anything upfront.
When you work with our Tennessee Surplus Fund Recovery team…
No Upfront Costs
No fees unless we recover money for you – We don’t charge anything upfront. Our fee only comes as a percentage of what we help you recover, so there’s no risk to you.
Simple Process
When we say “our process is simple,” we mean. Does the thought of navigating government offices overwhelm you? Great! We’ll handle all the complex paperwork and court procedures for you.
Fast Research
We’ll know very quickly if we can help and, unlike trying to navigate the system yourself, you don’t have to wait months for answers – we’re ready to start researching right now!
Complete Privacy
Fully confidential – Your situation is private. We handle your case with complete discretion and respect, protecting your information throughout the process.
Expert Navigation
We handle the complex government processes. We’ll make it our responsibility to navigate court systems, file the right paperwork, and deal with county offices.
Local Tennessee Team
We’re Tennessee-based – We understand the local systems and speak plain English, not legal jargon.

Real Tennessee Families. Real Surplus Recoveries.
Most families don’t expect good news after losing a home. But many have come to us, found out they were owned money, and walked away relieved. Their works mean more than anything we could write.
We’re so thankful for their help during a really tough time.
“My mother passed away and her home ended up being sold. I didn’t know we might be entitled to anything. They were patient, kind, and incredibly professional. He handled the complicated stuff and kept me and my sister informed the whole way. We’re so thankful for their help during a really tough time.”
I didn’t even know surplus funds were a real thing!
“Losing my home was overwhelming and embarrassing, and I didn’t even know surplus funds were a real thing. Rich and his team treated me with respect from day one. They explained everything clearly and kept me updated the entire time. They made a stressful situation so much easier. I’m grateful for their help.”
They were with me every step of the process.
“To be honest, I thought the first call was a scam. But after speaking with them, everything made sense. They walked me through every step, answered all my questions, and never pressured me. TN Home Partners made the process simple and actually cared about my situation.“
Your Options For Claiming Surplus Funds In TN
There are three options when trying to recover surplus funds in Nashville, Tennessee:
Try to navigate the system yourself: From research to money in hand could take months or years, plus you must deal with the hassles of government offices, court filings, proving your right to claim, and potentially missing critical deadlines.
Hire an attorney: You’re paying thousands in upfront legal fees with no guarantee of success, and many attorneys aren’t specialized in this specific area of recovery.
Partner with My Surplus Funds: Avoid the confusion of navigating complex systems, pay nothing upfront, and have experts handle the entire process for you. There is no obligation to see if you qualify, and we specialize in helping Tennessee families recover money they never knew existed.
Recover Surplus Funds Even If You Already Lost The Property
Losing a property is stressful, confusing, and often emotional. Most people walk away thinking everything is gone — the house, the equity, the future tied to that home. But the truth is: you may still have money waiting for you, and you shouldn’t have to face that process alone.
That’s where we come in.
We take the time to walk you through everything, answer your questions clearly, and give you honest information about your situation. Whether you still live in Tennessee, moved out of state, or inherited a property someone else lost… we’re here to help you understand what’s possible.
There’s no pressure, no sales pitch, and no upfront cost.
Just real people helping real Tennesseans recover money that rightfully belongs to them.
If you want to know whether there are funds waiting for you, reach out.
A quick conversation could change your whole year — and put money back in your pocket.
📞 Call/Text us anytime: 864-684-9288
or
📩 Submit your property address below for a free case check.